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How Do I Save Money on My Vet Bills? 8 Expert Tips

Jana Blagojevic

By Jana Blagojevic

Worried Woman Looking At Bill In Veterinary Surgery

Like most pet owners, you probably have unexpected veterinary costs every time you visit the vet clinic—you always seem to end up spending more than you expected. Of course, your pet’s health is not something to take for granted, and you want only the best for them! If you are one of those pet owners that spend plenty of time at the vet, or your furry friend requires expensive monthly medication, you likely want to try and save some money on expenses.

Luckily, you can save money on vet bills in various ways, and below we will include your best options.

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The 8 Tips to Save Money on Your Vet Bills

1. Keep an Emergency Fund

One of the first tips you’ll hear when dealing with financial difficulty is to start keeping an emergency fund. This will include keeping more precise tracking of your finances. Try to set aside a few extra funds each month, just in case. This will work like a small savings account and can be incredibly useful in emergencies.

If an emergency occurs, you should expect a higher vet bill as there are usually tests that need to be done or expensive medication to buy for your pet. Vomiting or diarrhea.

Vet doctor at a clinic to treat a cat, money in hand
Image Credit: Zhuravlev Andrey, Shutterstock

2. Work on Maintaining Your Pet’s Health

The best and most effective way to lessen your vet trips is to concentrate on your pet’s health. You can do this by focusing your energy on creating a perfect meal plan to ensure your pet gets all the nutrients and vitamins they need. Their nutrition will primarily influence their health, so a balanced meal is vital. Whether you go for homemade meals or commercial kibble, speak to your veterinarian about your pet’s particular needs.

Consider adding supplements to their regular diet, such as probiotics, to introduce beneficial microorganisms into their digestive tracts. Fish oil is another excellent supplement, containing omega-3 fatty acids that fight inflammation.

Of course, physical activity is incredibly important as well, so make sure you provide your pet with plenty of outdoor playtime or daily walks. This will also benefit their mental health.

3. Consider Pet Insurance

Pet insurance is the best option for you if you are looking to save money on vet bills. You can discuss with your insurance company about creating an ideal plan tailored to your needs and finding something that fits your budget. Depending on the insurance company, you can even get yourself multi-pet discounts. This will surely save you money on unexpected veterinary visits in the future.

Pet Insurance for in the tablet
Image Credit: Rawpixel.com, Shutterstock

4. Take Your Pet for Annual Vet Check-ups

Taking your pet for annual check-ups will help with taking care of their health. During these yearly check-ups, the vet will check the overall appearance and health of your pet and can sometimes even spot potential conditions developing. This can help you save money on future vet bills, as discovering an illness early on gives you much better chances of treatment and recovery.

5. Dental Care

Good pet dental hygiene can actually influence all aspects of your pet’s well-being. Not taking proper care of your pet’s teeth can cause serious health problems for them later in life and even lead to heart disease, incredible pain, and loss of appetite.

To ensure you care for your pet’s oral health properly, find a pet-safe toothpaste and brush, and brush their teeth whenever you can. It is recommended to begin brushing their teeth from a very early age to let them get used to the feeling right away. This will save you plenty of money, time, and stress later in life on veterinary bills and struggling with your pet’s health.

cleaning dog's teeth with a tooth brush
Image Credit: Te9l, Shutterstock

6. Regular Parasite Prevention

Pet parasites greatly risk your pet’s health and overall well-being. If your dogs spend plenty of time outdoors, they’ll likely attract ticks and fleas, which will be incredibly unpleasant for you and your pets. If you want to avoid these problems, visit the vet and ask about methods of parasite prevention. These are usually very effective and must be administered every month or every 3 months. They come in many forms, and the most common ones are:

  • Sprays
  • Collars
  • Pills
  • Dips

7. Talk to Your Vet

If you are a long-term client of a particular veterinarian clinic, you can talk to your veterinarian about potential bill reductions. If your vet bills keep piling up and you visit the veterinary clinic often, you can ask your vet if they are up for giving you a discount or a payment plan. Since you are one of their main clients, they may be open to this idea.

cat at vet with owner and veternarian
Image Credit: 4 PM production, Shutterstock

8. Spaying and Neutering

Another thing to consider that may help you save future veterinary bills is spaying or neutering your pet. The benefits of this procedure are many, as they can help prevent many diseases. Spaying and neutering your pet can prevent breast cancer in female pets and testicular cancer in male pets. There are also plenty of behavioral benefits, such as the absence of heat in females and an overall calmer temperament.

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Most vet bills come from unexpected visits to the vet, so the best option is to find a pet insurance plan that fits your needs and avoid any surprises. Make sure to take the best care of your pet and provide them with the healthiest meal options to reduce any risks of underlying medical conditions. Provide them with plenty of physical activity and, of course, your unconditional love!


Featured Image Credit: SpeedKingz, Shutterstock

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